What If The Negligent Driver Has No Insurance?

Gabrielson Law Offices, Ltd., can represent you in an auto accident when the other driver is at fault and does not have insurance. We can also help when you are at fault, or your regular coverage is not enough to cover the incurred expenses. If you have auto insurance in Minnesota, your plan will already include coverage for being underinsured.

If you are thinking of suing the at-fault driver, but they do not have the funds to cover the damages adequately, you may be facing one of these situations:

  • Uninsured motorist: the at-fault driver does not have liability insurance to cover the costs
  • Underinsured motorist: the at-fault driver has coverage with low policy limits and cannot cover the damages

Problems When Pursuing Underinsured Accident Claims

Insurance companies can take months to investigate accidents. They will also examine your medical treatment needs before allotting your coverage. Hospitals and doctors can delay billing, and injuries can take up to a year to become evident. Do not let these delayed issues stand in the way of receiving the coverage you need in an auto accident.

Utilize an experienced attorney to help you handle the insurance companies, pursue claims against at-fault drivers, or find the best solution for you if you are underinsured or uninsured. A personal injury lawyer may also help you sue the at-fault driver.

Contact Us Right Away If Your Case Involves Uninsured Or Underinsured Drivers

Not having the coverage you need in an accident can have a significant impact on your future. You could be facing thousands of dollars in bills and lasting, serious injuries. Call us at 320-259-5588 or fill out our easy online form for a free consultation about your accident. We have two office locations in Sartell and Brainerd, Minnesota.